SAFETY & COMPLIANCE

Nomad Health Insurance Radar

Healthcare is your #1 risk abroad. Answer 2 questions to compare the best global health plans that actually cover digital nomads.

Global Coverage
Direct Billing
Zero Deductibles

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Prices are directional estimates based on 2026 data. Always click through for an exact quote.

Genki World

Under 30s & EU-based nomads

Modern health insurance for nomads. Direct & transparent.

0 or 50 deductible
Mental health support
Initial dental
Cancer treatment
Direct Billing: NO
Deductible: €0 - €50
Price Estimate
$35/mo
Go to Plan

SafetyWing Nomad Insurance

Budget nomads & long-term travelers

The subscription for nomads. Affordable, flexible, and reliable.

Starts abroad
Covers COVID-19
Motorbike accidents
Home country coverage (30 days)
Direct Billing: NO
Deductible: $250
Price Estimate
$45/mo
Go to Plan

PassportCard

Ease of use & direct billing

The zero-deductible card for nomads.

Red card for instant payment
24/7 medical support
Zero out-of-pocket expenses
No claims forms
Direct Billing: YES
Deductible: $0
Price Estimate
$85/mo
Go to Plan

Cigna Global

High-net-worth nomads & families

Elite international health insurance. The gold standard.

Global network
Inpatient & Outpatient
Direct billing worldwide
Modular coverage
Direct Billing: YES
Deductible: $0+
Price Estimate
$120/mo
Go to Plan

The "Home Country" Trap

Most travel insurance policies become completely invalid if you don't have a residence to return to. If you've deregistered from your home country, you must use a specialized Nomad Health Insurance (IPMI) provider listed above to ensure you are actually covered during a major emergency.

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Como escolher um plano

  1. 1

    Selecione a sua idade.

  2. 2

    Escolha o escopo de cobertura.

  3. 3

    Compare a capacidade de faturação direta.

  4. 4

    Verifique a cobertura de desportos de aventura.

Why Travel Insurance is NOT enough

Most standard travel insurance policies require you to have a 'Home Country' that you return to. If you are a full-time digital nomad (nomadic for 12+ months), many standard policies become void.

Global Health Insurance (IPMI) is designed for people who live outside their home country. It covers routine checkups, emergency surgery, and often ongoing treatments that travel insurance ignores.

Our guide focuses on providers that understand the nomad lifestyle—allowing you to start a policy while already abroad and providing coverage in almost every country on earth.

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